Instagrammed places of 2016 in India

Instagrammed places of 2016 in India

Indian loves traveling around the world, here are the Instagrammed places of 2016 in India. Instagram become quick sharing and most popular applications for photos, videos. It is application of Facebook. Let’s visit the places!

1. Marine Drive, Mumbai

Marine Drive is top most visited place by tourist as well Indians, of-course by Mumbaikar’s too! 🙂 It is called as Queen’s Necklace because in night if you will see that view from top then street light will looks like the necklace around the pearls.

Instagrammed places of 2016 in India)marine drive
It is on top rank place on Instagram.

2. Taj Mahal, Agra

Taj Mahal is the most beautiful among the world’s wonders. Everyone knows the history of it! 🙂

“the jewel of Muslim art in India and one of the universally admired masterpieces of the world’s heritage” – UNESCO World Heritage Site

“the tear-drop on the cheek of time” – Nobel laureate Rabindranath Tagore

Second place on Instagram!

3. Hauz Khas Village, New Delhi

Hauz Khas become IT hub in Delhi. It becomes most expensive tourist spot with number of art galleries, boutiques, restaurant, pubs. Hauz Khas Lake is part of attraction. There are number of swans and ducks are the attraction of the lake.

4. Juhu Beach, Mumbai

Juhu Beach is foreign of India. All Bollywood stars homes are here. It is the most wealthy area of Mumbai.

It represents the beauty of city.

5. India Gate, New Delhi

India Gate also called All India War Memorial is the  memory of our soldiers. This is our patriotic place and most visited place.

“the glorious sacrifice of the officers and men of the Indian Army who fought and fell”

6. Baga Beach, Goa

Baga Beach is the most popular beach in India. It is the best tourist place to visit. The beach is famous for all water sports like parasailing and banana rides, and dolphin cruises.

Baga beach is called party hub of Goa.

7. Connaught Place, New Delhi

Connaught Place is heart of New Delhi. It is the most developed part of city.


It becomes largest financial, commercial and business centers. Here are most finest pub and cafes.


8. Select Citywalk, New Delhi

Select Citywalk is shopping mall. It includes long multiplex, serviced apartments, offices and public spaces. This mall is the first of four major malls.

9. Golden Temple, Amritsar

Sri Harmandir Sahib referred as Golden Temple. This is the place for praying to God. It is open for men and women of all religions.

It is very clam place and most shared place on Instagram.

10. Nandi Hills, Karnataka

Nandi Hills or Nandi betta is an ancient hill fortress in southern India. This place has so many hills fortress.

Currently there is ongoing construction of forts. This is the tenth Instagrammed place.

Let’s travel around! 🙂

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Rs.3,333, India’s first 4G VoLTE featured phone launched by LAVA.

Lava 4G Connect M1

All About LAVA 4G Connect M1

Lava company recently launched India’s first 4G VoLTE featured phone. The name of this cellphone is “4G Connect M1” which would be available in India at price Rs.3,333/- only. This 4G phone would be available in the markey in next coming weeks as per company statement. “4G Connect M1” is India’s first 4G VolTE featured phone. This would be the cheapest 4G cellphone available in India. Nowadays, 4G service is famous in India and due to the same reason Lava company is going to sell this cheap smartphone in India. The company looks to be capitalising on the popularity of 4G services in the country, especially VoLTE voice-calling services that are being offered by the newest entrant to the telecom industry – Reliance Jio. Notably, Reliance Jio is reportedly also gearing up to launch its own series of 4G VoLTE-enabled feature phones.


Features of LAVA 4G Connect M1 are ,

Display – 2.40-inch

Processor – 1.2GHz quad-core

Front Camera – No

RAM – 512MB

Storage – 4GB

Rear Camera – 0.3-megapixel

Battery Capacity – 1750mAh

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Soon new Rs 100 currency notes in circulation: Reserve Bank Of India

New Rs 100 currency notes in circulation soon

The Reserve Bank will soon put into circulation new Rs 100 currency notes; which will be similar to the design of the ones in Mahatma Gandhi Series-2005.

“The Reserve Bank will shortly issue Rs 100 denomination banksnotes in the Mahatma Gandhi Series-2005, with the inset letter R in both the number panels; bearing the signature of Dr Urjit R Patel, Governor, Reserve Bank of India,” RBI said in a notification.

The year of printing ‘2017’ will be on the reverse of the banknote.
new rs 100 currency notesAmong the features of the banknotes; there would be ascending size of numerals in the number panels, bleed lines, and enlarged identification mark on the obverse.

homeremedies_add All the banknotes in the denomination of Rs 100 issued by the Bank in the past will continue to be legal tender, RBI added.

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Good News: Apple will make iPhones in India from April 2017


Apple will make iPhones in India

Apple has been working with India over the past several months on plans to make iPhones in India, and now it appears a location for manufacturing has been decided.

Apple plans to make its iPhone in India Bengaluru, said Karnataka’s Minister of State for IT Priyank Kharge on Thursday.

iphone in india

“An Apple team discussed with us its proposal to set up a plant in Bengaluru to make iPhones in Indian and global markets,” said Kharge.

An Apple team, led by iPhone Operations Vice-President Priya Balasubramaniam, Government Affairs Head Ali Khanafer, iPhone Operations Director Dheeraj Chugh and Country Counsel Priyesh Povanna discussed the proposals with the state officials in the presence of the minister.

“We welcome Apple’s proposal to commence initial manufacturing operations in Karnataka. Its intentions to make iPhones in Bengaluru will foster the cutting-edge technology ecosystem and supply chain development in the state, which are critical for India to compete globally,”

said Kharge.


New job listings that emerged at the end of last year suggested that manufacturing in the country could start as soon as April, and a report last month claimed Wistron could be involved in manufacturing in addition to Foxconn.

For Apple, India could serve as a source for growth through iPhone sales. Meanwhile in the US, the new administration has mounted pressure on Apple to make iPhones in the United States, which some have argued would not be economical.

Interesting Facts about iPhone

  • On September 7, 2005, Apple and Motorola came together to launch a phone called ROKR E1.
  • Being unhappy with ROKR, former Apple CEO Steve Jobs announced iPhone at the Macworld convention. On June 29, 2007, the iPhone was rolled out.
  • Apple reportedly paid US$1 million to Michael Kovatch on 1 July 2007 for the transfer of domain name.
  • So far, Apple has announced 13 models of iPhones.
  • iPhone has just around 20% market share in the world. However, Apple takes away over 90% profit of the smartphone industry.
  • All the iPhones in the iPhone advertisements show the time 9:41. This is the time when Steve Jobs unveiled the first iPhone in 2007.
  • While Samsung and Apple are the biggest rivals, but not everyone knows that Samsung makes the processors for iPhones

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Arun Jaitley’s Union Budget 2017 Highlights: Relief for Tax Payers, Farmers, Youths, Senior Citizens?

Budget 2017

Arun Jaitley’s Union Budget 2017 presented on Wednesday, was broadly focused on 10 themes the farming sector, the rural population, the youth, the poor and underprivileged health care, infrastructure, the financial sector for stronger institutions, speedy accountability, public services, prudent fiscal management and tax administration for the honest.Here are the Union Budget 2017 highlights.

Budget 2017Union Budget 2017 Highlights

Personal Income Tax

There is much more relief for the personal income tax payer in Arun Jaitley’s Union Budget 2017.

  1. Existing rate of tax for individuals between Rs.  2.5- Rs 5 lakh is reduced to 5% from 10%.
  2. All other categories of tax payers in subsequent brackets will get a benefit of Rs 12,500.
  3. Simple one page return for people with an annual income of Rs. 5 lakh other than business income.
  4. People filing I-T returns for the first time will not come under any government scrutiny.
  5. Ten % surcharge on individual income above Rs. 50 lakh and up to Rs 1 crore to make up for Rs 15,000 crore loss due to cut in personal I-T rate. 15 surcharge on individual income above Rs. 1 crore to remain.

For Youth

  1. Will introduce a system of measuring annual learning outcomes and come out with an innovation fund for secondary education.
  2. Focus will be on 3,479 educationally-backward blocks.
  3. Colleges will be identified based on accreditation.
  4. Skill India mission was launched to maximise potential. Will set up 100 India International centres across the country.
  5. Courses on foreign languages will be introduced.
  6. Will take steps to create 5000 PG seats per annum.

Funding of Political Parties

There might be lot of benefits in Arun Jaitley’s Union Budget 2017 for tax payer or financial sector; but political parties will find it so difficult now to claim the money for funding.

  1. The maximum amount of cash donation for a political party will be Rs. 2,000 from any one source.
  2. Political parties will be entitled to receive donations by cheque or digital mode from donors.
  3. An amendment is being proposed to the RBI Act to enable issuance of electoral bonds .A donor can purchase these bonds from banks or post offices through cheque or digital transactions. They can be redeemed only by registered political parties.

Agriculture Sector

  1. A sum of Rs. 10 lakh crore is allocated as credit to farmers, with 60 days interest waiver.
  2. NABARD fund will be increased to Rs. 40,000 crore.
  3. Government will set up mini labs in Krishi Vigyan Kendras for soil testing.
  4. A dedicated micro irrigation fund will be set up for NABARD with Rs 5,000 crore initial corpus.
  5. Irrigation corpus increased from Rs 20,000 crore to Rs 40,000 crore.
  6. Dairy processing infrastructure fund wlll be initially created with a corpus of Rs. 2000 crore.
  7. Issuance of soil cards has gained momentum.
  8. A model law on contract farming will be prepared and shared with the States.
  9. Sowing farmers should feel secure against natural calamities.

Rural Population

  1. The government targets to bring 1 crore households out of poverty by 2019.
  2. During 2017-18, five lakh farm ponds will be be taken up under the MGNREGA.
  3. Over Rs 3 lakh crore will be spent for rural India. MGNREGA to double farmers’ income.
  4. Will take steps to ensure participation of women in MGNREGA up to 55%.
  5. Space technology will be used in a big way to ensure MGNREGA works.
  6. The government proposes to complete 1 crore houses for those without homes.
  7. Will allocate Rs. 19,000 crore for Pradhan Mantri Gram Sadak Yojana in 2017-18.
  8. The country well on way to achieve 100% rural electrification by March 2018.
  9. Swachh Bharat mission has made tremendous progress; sanitation coverage has gone up from 42% in Oct 13 to 60% now.

For the Poor and Underprivilege Health Care

  1. Rs. 500 crore allocated for Mahila Shakthi Kendras.
  2. Under a nationwide scheme for pregnant women, Rs. 6000 will be transferred to each person.
  3. A sum of Rs. 1,84,632  crore allocated for women and children.
  4. Affordable housing will be given infrastructure status.
  5. Owing to surplus liquidity, banks have started reducing lending rates for housing.
  6. Elimination of tuberculosis by 2025 targeted.
  7. Health sub centres, numbering 1.5 lakh, willl be transformed into health wellness centres.
  8. Two AIIMS will be set up in Jharkhand and Gujarat.
  9. Will undertake structural transformation of the regulator framework for medical education.
  10. Allocation for Scheduled Castes  is Rs. 52,393  crore
  11. Aadhaar-based smartcards will be issued to senior citizens to monitor health.

homeremedies_addInfrastructure and Railways

  1. A total allocation of Rs. 39,61,354 crore has been made for infrastructure.
  2. Total allocation for Railways is Rs. 1,31,000 crore.
  3. No service charge on tickets booked through IRCTC.
  4. Raksha coach with a corpus of Rs. 1 lakh crore for five years (for passenger safety).
  5. Unmanned level crossings will be eliminated by 2020.
  6. 3,500 km of railway lines to be commissioned this year up from 2,800 km last year.
  7. SMS-based ”clean my coach service” is put in place.
  8. Coach mitra facility will be introduced to register all coach related complaints.
  9. By 2019 all trains will have bio-toilets.
  10. Five-hundred stations will be made differently-abled friendly.
  11. Railways to partner with logistics players for front-end and back-end solutions for select commodities.
  12. Railways will offer competitive ticket booking facility.
  13. Rs. 64,000 crore allocated for highways.
  14. High speed Internet to be allocated to 1,50,000 gram panchayats.
  15. New Metro rail policy will be announced with new modes of financing.

Energy Sector

  1. A strategic policy for crude reserves will be set up.
  2. Rs. 1.26,000 crore received as energy production based investments.
  3. Trade infra export scheme will be launched 2017-18.

Financial Sector

  1. FDI policy reforms – more than 90% of FDI inflows are now automated.
  2. Shares of Railway PSE like IRCTC will be listed on stock exchanges.
  3. Bill on resolution of financial firms will be introduced in this session of Parliament.
  4. Foreign Investment Promotion Board will be abolished.
  5. Revised mechanism to ensure time-bound listing of CPSEs.
  6. Computer emergency response team for financial sector will be formed.
  7. Pradhan Mantri Mudra Yojana lending target fixed at Rs 2.44 lakh crore for 2017-18.
  8. Digital India BHIM app will unleash mobile phone revolution. The government will introduce two schemes to promote BHIM App – referral bonus for the users and cash back for the traders.
  9. Negotiable Instruments Act might be amended.
  10. DBT to LPG consumers , Chandigarh is kerosene-free, 84 government schemes are on the DBT platform.
  11. Head post office as the central office for rendering passport service.
  12. Easy online booking system for Army and other defence personnel.
  13. For big-time offences – including economic offenders fleeing India, the government will introduce legislative change or introduce law to confiscate the assets of these people within the country.

Defence Sector

Arun Jaitley’s Union Budget 2017 is set to give lots more for in our country’s defense system.

The defence sector gets an allocation of Rs. 2.74,114 crore.

Tax Proposals

  1. India’s tax to GDP ratio is not favorable.
  2. Out of 13.14 lakh registered companies, only 5.97 lakh firms have filed returns for 2016-17.
  3. Proportion of direct tax to indirect tax is not optimal.
  4. Individuals numbering 1.95 crore showed an income between Rs. 2.5 lakh to Rs. 5 lakh.
  5. Out of 76 lakh individual assessees declaring income more than Rs. 5 lakh, 56 lakh are salaried.
  6. Only 1.72 lakh people showed income of more than Rs. 50 lakh a year.
  7. Between November 8 to December 30, deposits ranging from Rs. 2 lakh and Rs. 80 lakh were made in 1.09 crore accounts.
  8. Net tax revenue of 2013-14 was Rs. 11.38 lakh crore.
  9. Out of 76 lakh individual assessees declaring income more than Rs 5 lakh, 56 lakh are salaried.
  10. 1.95 crore individuals showed income between Rs. 2.5 lakh to Rs. 5 lakh.
  11. Rate of growth of advance tax in Personal I-T is 34.8% in the last three quarters of this financial year.
  12. Holding period for long term capital gain lowered to two years
  13. Proposal to have a carry-forward of MAT for 15 years.
  14. Capital gains tax to be exempted for persons holding land from which land was pooled for creation of the state capital of Andhra Pradesh.
  15. Under the corporate tax, in order to make MSME companies more viable, there is a proposal to reduce tax for small companies with a turnover of up to Rs 50 crore to 25%. About 67 lakh companies fall in this category. Ninety-six % of companies to get this benefit.
  16. The government proposes to reduce basic customs duty for LNG to 2.5% from 5%.
  17. The Income Tax Act to be amended  to ensure that no transaction above Rs 3 lakh is permitted in cash.
  18. The limit of cash donation by charitable trusts is reduced to Rs 2,000 from Rs 10,000.
  19. Net revenue loss in direct tax could be Rs. 20,000 crore.


  1. Demonetisation is expected to have a transient impact on the economy.
  2. It will have a great impact on the economy and lives of people .
  3. Demonetisation is a bold and decisive measure that will lead to higher GDP growth.
  4. The effects of demonetisation will not spillover to the next fiscal.

Fiscal Situation

  1. Total expenditure is Rs. 21, 47,000 crore.
  2. Plan, non-plan expenditure to be abolished; focus will be on capital expenditure, which will be 25.4 %.
  3. Rs. 3,000 crore under the Department  of Economic Affairs for implementing the Budget announcements.
  4. Expenditure for science and technology is Rs. 37,435 crore.
  5. Total resources transferred to States and Union Territories is Rs 4.11 lakh crore.
  6. Recommended 3% fiscal deficit for three years with a deviation of 0.5% of the GDP.
  7. Revenue deficit is 1.9 %
  8. Fiscal deficit of 2017-18 pegged at 3.2% of the GDP. Will remain committed to achieving 3% in the next year.

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India celebrates its 68th Republic Day in Traditional way: Pictures will Amaze You

India Republic Day Celebration

In the morning of Republic Day, everyone becomes so encouraged to see the India Republic Day celebration in New Delhi at Rajpath. As a citizen of India everyone wants to know about the country, current happenings, historical facts and other facts. Here we have provided some amazing pictures, interesting and knowledgeable facts about the Republic Day of India.


Facts about India Republic Day

  • January 26, 1930 was earlier celebrated as India’s Independence Day or Purna Swaraj Day. It’s the day India decided to fight for complete freedom.
  • After we achieved Independence on August 15 in 1947, our leaders wanted January 26 to be remembered in history as well. Therefore, the day was made to coincide with the day of Swaraj.
  • The first Republic Day was celebrated on January 26, 1950, three years after we got independence.
  • The first R-Day parade at Rajpath was held in 1955.
  • A Christian song, Abide With Me, is played at the Republic Day Parade. It is believed to be one of Mahatma Gandhi’s favourite songs.

  • India’s Constitution is the longest in the world. It has a total of 448 articles.
  • Drafting the Constitution was a herculean task. Dr B.R. Ambedkar took 2 years and 11 months to draft the Indian Constitution.
  • Before the Constitution came into force, India followed British Government’s Government of India Act 1935.
  • A majority of national awards such as Bharat Ratna, Padma Bhushan and Kirti Chakra are awarded during the Republic Day ceremony.

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Burj Khalifa to be Decorated in Tri-colour to mark India’s Republic Day

republic day

Dubai: Burj Khalifa, the world’s tallest building, would light up tonight in tri-colours, saffron, white and green to mark 68th Republic Day of India.

“Tonight we celebrate India’s 68th Republic Day with a spectacular LED illumination of the Indian National flag on #BurjKhalifa! #India,” the official Twitter account of Burj Khalifa tweeted in both English and Arabic languages.

Burj Khalifa Republic Day Celebration 2017

Burj Khalifa Republic Day Celebration 2017

The building in Dubai, which stands at 823 meters; was named in honour of the ruler of Abu Dhabi and president of the United Arab Emirates Khalifa bin Zayed Al Nahyan. Dubai is one of the seven emirates of the UAE.

Crown Prince of Abu Dhabi Mohamed bin Zayed Al Nahyan will be the Chief Guest at the Republic Day parade on Thursday.

Why we celebrate Republic Day?

Burj Khalifa glows with Indian National flag colours for republic day 2017

Burj Khalifa glows with Indian National flag colours for republic day 2017

India gained its independence on 15 August 1947, after which the process of preparing a constitution was started. The Constitution was passed on 26 November 1949 in the Constituent Assembly. It was adopted on 26 January 1950 with a democratic government system. 26 January was selected, because it was this day in 1930 when the Declaration of Indian Independence was passed.


India achieved independence from British rule on 15 August 1947; following the Indian independence movement noted for largely peaceful nonviolent resistance and civil disobedience led by the Indian National Congress. The independence came through the Indian Independence Act 1947 (10 & 11 Geo 6 c. 30); an Act of the Parliament of the United Kingdom that partitioned British India into the two new independent Dominions of the British Commonwealth India and Pakistan.

India obtained its independence on 15 August 1947 as a constitutional monarchy with George VI as head of state and the Earl Mountbatten as governor-general. The country, though, did not yet have a permanent constitution; instead its laws were based on the modified colonial Government of India Act 1935. On 28 August 1947; the Drafting Committee was appointed to draft a permanent constitution, with Dr.B. R. Ambedkar as chairman. While India’s Independence Day celebrates its freedom from British Rule; the Republic Day celebrates of coming into force of its constitution.


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New Passport Rules: Aadhar card can now be used for DoB verification

New passport rules

The Ministry of External Affairs on Friday announced new passport rules for the application of passport. The MEA in a statement said that the presentation of an Adhar Card or an E-Aadhar would be accepted as a proof of Date of Birth. According to the statutory provisions of the Passport rules, 1980; all the applicants who are born after 26/01/1989 had to submit a birth certificate in order to receive their passports.

New passport rules

New Passport Rules

1. According to new passport rules it is not compulsory to submit a proof of date of birth (DOB) even if you are born after January 26, 1989.

Till now, all applicants born on or after January 26, 1989 had to submit their birth certificates as the proof of Date of Birth (DOB). This rule has been changed and now you can get a passport by submitting any one of the following documents as the proof of date of birth.

New passport rules

  • Birth certificate issued by the Registrar of Births & Deaths or the Municipal Corporation or any other prescribed authority been empowered under the Registration of Birth & Deaths Act; 1969 to register the birth of a child born in India.
  • Transfer/School leaving/Matriculation Certificate issued by the school last attended/recognised educational board containing the DOB of the applicant.
  • PAN card issued by the Income Tax Department with the DOB of applicant.
  • Aadhar Card/E-Aadhar having the DOB of applicant.


  • Copy of the extract of the service record of the applicant (only in respect of Government servants) or the Pay Pension Order (in respect of retired Government Servants); duly attested/certified by the officer/in-charge of the Administration of the concerned Ministry/Department of the applicant, having his DOB.
  • Driving licence issued by the Transport Department of concerned State government, having the DOB of applicant.
  • Election photo identity card (EPIC) issued by the Election Commission of India having the DOB of applicant.
  • Policy Bond issued by the Public Life Insurance Corporations/Companies having the DOB of the holder of the insurance policy.

2. It is no more compulsory to provide the name of both father and mother while applying for the passport according to the new passport rules. The online passport application form now requires; the applicant to provide the name of father or mother or legal guardian, i.e. only one parent and not both.

3. Single parents would now be able to apply for passports for their children. Passports will also be issued where the name of either the father or the mother is not required to be printed at the request of the applicant.

4. The total number of Annexes prescribed in the Passport Rule, 1980, has been brought down to 9 from the present 15. Annexes A, C, D, E, J, and K have been removed and certain Annexes have been merged.

5. All the annexes that are required to be given by the applicants would be in the form of a self-declaration on a plain paper. No attestation/swearing by/before any Notary/Executive Magistrate/First Class Judicial Magistrate would be henceforth necessary.

6. Married applicants would not be required to provide Annexure K or any marriage certificate.

7. The Passport application form does not require the applicant to provide the name of her/his spouse in case of separated or divorced persons. Such applicants for passports would not be required to provide even the Divorce Decree.

8. Orphaned children, who do not have any proof of DOB such as Birth Certificate or the Matriculation Certificate or the declaratory Court order; may now submit a declaration; given by the Head of the Orphanage/Child Care Home on their official letterhead of the organisation; confirming the DOB of the applicant.

New passport rules

9. In cases of children not born out of wedlock; the applicant for the passport of such children should submit only Annexure G while submitting the passport application.

10. In cases of issue of passport to in-country domestically adopted children; submission of the registered adoption deed would no longer be required. In the absence of any deed to this effect; the passport applicant may give a declaration on a plain paper confirming the adoption.

11. Government servants, who are not able to obtain the Identity Certificate (Annexure-B)/ No-Objection Certificate (Annexure-M); from their concerned employer and intend to get the passport on urgent basis can now get the passport by submitting a self-declaration in Annexure-‘N’; that he/she has given prior Intimation letter to his/her employer informing that he/she was applying for an ordinary passport; to a Passport Issuing Authority.

12. Sadhus/sanyasis can apply for a passport with the name of their spiritual Guru mentioned in the passport application; in lieu of their biological parent(s) name(s) subject to their providing of at least one public document such as; Election Photo Identity Card (EPIC) issued by the Election Commission of India, PAN card, Adhar Card, etc where in the name of the Guru; has been recorded against the column(s) for parent(s) name(s).

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Thinking to buy Car Insurance? First Click Here and be Clear

Car Insurance


Insurance is the primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability; that could also arise there from. The specific terms of vehicle or car insurance vary with legal regulations in each region. To a lesser degree vehicle insurance may additionally offer financial protection against theft of the vehicle and possibly damage to the vehicle; sustained from things other than traffic collisions, such as keying and damage sustained by colliding with stationary objects.

Car Insurance

The cost of even a small repair makes car insurance nice to have. When we start adding in the medical expenses that can go with a car accident, car insurance becomes downright necessary. In many states, insurance is even a legal requirement before you can drive your car out on the road. But a wide variety of options are available when it comes to car insurance; there are actually different types of car insurance you can choose from in most cases. It can be difficult to decide just what type of car insurance is the best choice for you, your vehicle and your budget.

Car Insurance

Types of Car Insurance

1. Liability Insurance

When your state requires that you carry some sort of insurance for your car, they’re usually looking for liability insurance. In the event that you are in a car accident and the police decide it is your fault, liability insurance covers the cost of repairing any property damaged in the crash (such as cars or buildings); as well as the medical bills from resulting injuries. Most states have a minimum requirement for liability insurance coverage that you absolutely must have.

2. Collision Insurance

If you hit something like another vehicle or a fixed object like a guard rail, lamp post, or telephone pole; Collision Coverage helps pay for the damages to your car.

3. Comprehensive Insurance

If your car is broken into, or dented in a hail storm comprehensive Coverage would help cover the losses to your car.

4. Uninsured Motorist Protection

These days, about 1 in 8 drivers are completely uninsured and about 30% of drivers don’t have enough insurance. That’s why it’s important to consider Uninsured/Underinsured Motorist Coverage. It provides Liability (Bodily Injury and Property Damage) coverage for you, if an uninsured or underinsured motorist is at fault in an accident.

5. Medical / Personal-Injury Protection

If you or anyone in your car is ever hurt in an accident, Medical Coverage can pay for their medical expenses.

6. No-Fault Insurance

This  car insurance covers injuries and property damage, no matter who is ultimately responsible for a given accident. The decision to choose no-fault insurance really depends on what other insurance options are available to you and at what price. Some no-fault policies can be expensive; making it more cost-effective to choose other options, especially if your car is inexpensive to replace.

7. Gap Insurance

If you are still making car payments, gap insurance may be a good choice. It’s meant for drivers who still owe money on their cars and need to pay off the vehicle if it is totaled in an accident. It’s generally a good choice if you owe more on your car than you could easily pay off on short notice.

Car Insurance

Car Insurance Benefits

  • Provides benefits to survivors when an accident results in death.
  • It covers lawsuits, including legal fees brought against you as the result of an accident.
  • Covers the bills of vehicle repairs due to damage caused in an accident.
  • Covers damage caused by other than an accident for example, theft, fire etc.
  • Additional discounts: Car insurance policies allow premium discounts for theft or for owning more than one policy with the same insurer. It also provides added advantage to extend coverage to others driving your car with your permission.
  • No Claim Bonus: If you do not make a claim during the policy period; a No Claim Bonus is offered on renewals provided you fulfill certain terms and conditions.


Top Insurance Companies in India

  • ICICI Lombard General Insurance Co. Ltd.
  • Tata AIG General Insurance Co. Ltd.
  • The Oriental Insurance Co. Ltd.
  • The New India Assurance Co. Ltd.
  • HDFC ERGO General Insurance Co. Ltd.

Top 10 SOFTWARE companies in the World: Revenue & Capitalization


oftware sector is one of the fastest growing sector in the world. With information technology now at the center of businesses, the current time is really great for the sector. The market is growing and IT adoption rates are rising every year. New fields like cloud, mobility are leading the services now. All companies are now offering a big spectrum of IT services ranging from conventional IT services to modern technology offerings. The top software companies in the world are Microsoft, IBM, Oracle, TCS etc.

Leading SOFTWARE Companies in the World

Microsoft Corporation


Microsoft is USA based software company that develops the computer software. Most famous software of Microsoft is Microsoft windows(operating system), Microsoft office and internet explorer (a web browser). It ranked number 1 it software company by its revenue and most valuable also. You will find most of computer have  Microsoft window operating system . It is founded by Bill Gates and Paul Allen in 1975. More that 120000 employee worked at Microsoft.

Revenue: $93.27 B
Market Capitalization: $340.8 B



Oracle is Multinational US based it company that develop Computer hardware system and software products. In softwares product the main Product is their Database management system named Oracle DBMS . Oracle is second largest software making company after Microsoft. Larry Ellison was the person who founded Oracle Corporation in June, 1977 at Santa Clara, California.

Revenue: $38.84 B
Market Capitalization: $187.6 B

IBM (International Business Machines)



IBM  is among the top 3 on our list of the biggest software comapany. It was founded in 1911 as Computing-Tabulating-Recording Company and Changed to IBM in 1924. IBM is US based Company which develop and market computer softwares, hardwares  and also Offer hosting, consulting services. It has a strong presence in over 170 countries and over 370,000 people are employed by the organization worldwide.

Revenue: $93.4 B
Market Capitalization: $160.2 B



SAP is a German Software company with its headquarters in the city of Walldorf. It was founded in 1972 and now employs over 74,000 employees. Software represents 83 percent of its business.

Revenue: $23.29 B
Market Capitalization: $90.2 B

TCS (Tata Consultancy Services)


TCS was founded by a division of Tata Sons Limited in 1968. TCS is one of the largest companies in India by market capitalization. Tata Consultancy Services Ltd. (TCS) is an Indian multinational IT company. It is headquartered in Mumbai, India.

Revenue: $15.07 B
Market Capitalization: $80.3 B

Cognizant Technology Solutions


Cognizant Technology Solutions was founded in January 26, 1994. Headquartered in Teaneck, New Jersey (U.S.). Cognizant has set an example for technology innovation, client satisfaction, deep industry and business process expertise. In September 2014, Cognizant Technology Solutions Corp acquired TriZetto Corp, a healthcare IT services provider, for $2.7 billion. Cognizant Shares, rose nearly 3 percent in premarket trading.

Revenue: $10.26 B
Market Capitalization: $38.1 B



Infosys, an Indian technology, consulting and outsourcing company, was founded by K. Dinesh, Narayana Murthy, Nandan M. Nilekani, S. Gopalakrishnan, Pandit Shrikant and S. D. Shibulal on July 2, 1981. It is based in Bangalore, India. It provides end-to-end business solutions to enable clients to enhance business performance for clients across the globe.

Revenue: $8.65 B
Market Capitalization: $40.2 B


It was founded by Serge Kampf in 1967. It started off as an enterprise management and data processing company. It won the SAP North America Partner Excellence Award 2015 for SAP Platform Solutions. Capgemini S.A. is a French multinational management consulting corporation. It is based in countries like Paris, France, India etc.

Revenue: $14.03 B
Market Capitalization: $13.8 B



Symantec US based Company founded in 1982 which develop softwares for security, storage and backup purpose. It also provide a professional maintenance service to its softwares product. In 2015 Symantec is divided into two parts one part focus on Security products and another part focus on information managing service softwares.

Revenue: $6.07 B
Market Capitalization: $30.8 B

VMWare Inc

VMWare US based software company which provide cloud and virtualization softwares and its services. It is the first who Virtualize the x86 architecture. The Company was founded in 1998. VMWare software run on Microsoft Windows, Linux, and Mac OS X platforms.

Revenue: $6.04 B
Market Capitalization: $35.7 B

Top 10 companies who are presently playing a major role in the Indian Economy sector

Some Job Profiles in the Software Companies

1. Software engineer ( application programmer, software architect, system programmer/engineer)

2. Systems analyst ( Product specialist, systems engineer, solutions specialist, technical designer)

3. Business analyst ( Business architect, enterprise-wide information specialist)

4. Technical support ( Helpdesk support, operations analyst, problem manager)

5. Network engineer ( Hardware engineer, network designer)

6. Technical consultant ( IT consultant, application specialist, enterprise-wide information specialist)

7. Technical sales ( Sales manager, account manager, sales executive)

8. Project manager ( Product planner, project leader, master scheduler)

9. Web developer ( Web designer, web producer, multimedia architect, internet engineer)

10. Software tester ( Test analyst, software quality assurance tester)

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